离开澳门葡京博彩软件

Your college-provided health insurance coverage will end on the last day of your employment.  Depending on your circumstances, below is information on alternative coverage options.

眼镜蛇的报道

1985年的综合预算和解法案, 也就是COBRA,is a law that allows employees to temporarily continue (for up to 18 months) their current health, 牙科, 愿景, Employee Assistance Program (EAP) and Flexible Spending Account elections when their employment ends. 

COBRA登记材料, 包括说明和定价细节, 将由学院的COBRA管理员邮寄到您的记录地址.  While generally enrollment materials arrive via mail shortly after your last day of employment, 如果你选择COBRA保险, it begins on the day after the last day of coverage through 澳门葡京博彩软件 so there is no break in coverage. The cost is the full premium (employer + employee portions) plus a 2% administrative fee. 

It is your responsibility to enroll within the date specified in the enrollment materials and to pay premiums to the COBRA Administrator. In the event of nonpayment, benefits will be terminated with no option for reinstatement.

提前退休选择 

参加学院健康计划（医疗）的员工, 牙科 and/or 愿景) and who retire at or after age 62 and before age 65 with 10 consecutive years of service may participate in the college’s early retirement program. 通过这个福利项目, retirees can continue their health plan coverage for themselves and their spouses until age 65. The college contributes 50% of the employer contribution until the retiree reaches age 65.  

雇员如欲申请紧急失业救济计划，必须联络福利署(hrbenefits@hghgjm.com)，并填妥“提早退休人士选择福利表格”.

医疗保险

医疗保险 advises individuals to enroll in 医疗保险 Part A (hospitalization) three (3) months before turning age 65, 即使是积极就业. 因为医疗保险B部分（医疗）是有保险费的, D部（处方）, 和医疗保险补充计划, employees often don’t enroll for these coverages until three (3) months before their group health coverage through 澳门葡京博彩软件 will end. 要开始了解医疗保险，请访问 医疗保险网站.

注意: if you do not enroll by the end of the 医疗保险 Enrollment Period that applies to your situation, the Social Security Administration may impose an ongoing premium penalty for each 12-month period that you could have had 医疗保险 Part B but did not sign up. 

不同的情况有不同的医疗保险登记期. We recommend that anyone nearing retirement contact their local Social Security Administration office, 或通过以下网址与社会保障部门联系 www.ssa.政府，复习 www.ssa.政府 /酒吧/ 10043.html 获取更多申请医疗保险的信息.